Stealth3kpl Posted November 14, 2012 Share #1 Â Posted November 14, 2012 Advertisement (gone after registration) Can anyone recommend a reliable company/policy that will pay out should the unthinkable happen? Pete Link to post Share on other sites More sharing options...
Advertisement Posted November 14, 2012 Posted November 14, 2012 Hi Stealth3kpl, Take a look here UK camera/lens insurance. I'm sure you'll find what you were looking for!
250swb Posted November 14, 2012 Share #2 Â Posted November 14, 2012 Glover and Howe do mine, but there are others. Â Steve Link to post Share on other sites More sharing options...
IWC Doppel Posted November 15, 2012 Share #3 Â Posted November 15, 2012 I had mine covered by my household policy, often cheaper if they will do it Link to post Share on other sites More sharing options...
Peter H Posted November 15, 2012 Share #4  Posted November 15, 2012 I had mine covered by my household policy, often cheaper if they will do it  Ditto.  I get extremely comprehensive cover from my household insurer, much cheaper than the specialists. It covers everything, everywhere.  But it might not apply if photography is your full-time profession. Link to post Share on other sites More sharing options...
Keith (M) Posted November 15, 2012 Share #5  Posted November 15, 2012 I had mine covered by my household policy, often cheaper if they will do it  Ditto. Listed as 'named items' under the all-risks part of the house contents policy. Whenever I have looked at specialist insurers, their premiums have been much higher. Link to post Share on other sites More sharing options...
Stealth3kpl Posted November 15, 2012 Author Share #6 Â Posted November 15, 2012 Peter and Keith. with whom are your contents insured? Pete Link to post Share on other sites More sharing options...
andybarton Posted November 15, 2012 Share #7 Â Posted November 15, 2012 Advertisement (gone after registration) Some of my kit is insured through our More Than household insurance. They are fine if you can put up with their call centres, which are amongst the worst I have ever come across. I stopped my car insurance with them becuase of the call centre problem. Â I have never had to claim, so I don't know how good they are at giving some of your money back Link to post Share on other sites More sharing options...
Peter H Posted November 15, 2012 Share #8  Posted November 15, 2012 Peter and Keith. with whom are your contents insured?Pete  Mine are covered by Direct Line.  I've only ever had one claim on them, nothing to do with cameras, when we had a flood a good number of years back, and they were quick to pay out in full and easy to deal with, so I was very happy. Link to post Share on other sites More sharing options...
masjah Posted November 15, 2012 Share #9 Â Posted November 15, 2012 Household, "named items" for me too. Link to post Share on other sites More sharing options...
farnz Posted November 16, 2012 Share #10  Posted November 16, 2012 Same here. I used to be insured with AUA Photographic Insurance but when I changed my household policy and was able to insure my photographic equipment as named items I dropped AUA and saved several hundred pounds per year.  AUA are good to deal with over the phone - it was always the same Scottish lady - but with their amateur policy you hit premium rates for items exceeding £2,500 so it's not exactly tailored to Leicas.  I never had to claim so I can't help with that.  Pete. Link to post Share on other sites More sharing options...
andybarton Posted November 16, 2012 Share #11 Â Posted November 16, 2012 So, how do you insure your Leica kit, Pete? Link to post Share on other sites More sharing options...
farnz Posted November 16, 2012 Share #12 Â Posted November 16, 2012 As named items under my household policy, Andy. Â Pete. Link to post Share on other sites More sharing options...
andybarton Posted November 16, 2012 Share #13 Â Posted November 16, 2012 Doh! Link to post Share on other sites More sharing options...
pgk Posted November 16, 2012 Share #14  Posted November 16, 2012 Ditto. I get extremely comprehensive cover from my household insurer, much cheaper than the specialists. It covers everything, everywhere.  But it might not apply if photography is your full-time profession. Check the small print. If you make ANY money from your photography (ie sell a print) such insurance may be invalid - I am led to believe that insurers can have different definitions over 'professional' use of equipment. This can be important in a world where anyone can check the www. Link to post Share on other sites More sharing options...
IWC Doppel Posted November 16, 2012 Share #15 Â Posted November 16, 2012 I moved insurers as there was a limit for certain valuables I am now with NPAI and everything is listed and new for old. I also have my Hifi and other kit included and named. Â As a film and music enthusiast lots of old naim kit and valve n vinyl kit adds up quite a lot ( scared me when I listed my old film system with 7 naim 135 mono blocks and early Sonus Fabers ! ) Â I think I pay a fair bit more than average due to the long lust, but after one burglary I was very glad I was properly covered. Years ago I had a lovely film camera uninsured stolen from my car after saving up and a student I was gutted Link to post Share on other sites More sharing options...
robnath Posted November 19, 2012 Share #16 Â Posted November 19, 2012 Named items under my house insurance (L&V). Other than spelling Leica "Lieka" (subsequently corrected), they seemed happy to take the business. Â Rob Link to post Share on other sites More sharing options...
mmradman Posted November 20, 2012 Share #17  Posted November 20, 2012 John Lewis household insurance, reasonable premium. Unspecified items up to £5K, named items over £5K - many household policies don't provide this option.  Possible to specify overall value of unnamed items to fit the size of your camera bag, home or away, UK or overseas. Link to post Share on other sites More sharing options...
Ted Lemon Posted November 20, 2012 Share #18  Posted November 20, 2012 Same here. I used to be insured with AUA Photographic Insurance but when I changed my household policy and was able to insure my photographic equipment as named items I dropped AUA and saved several hundred pounds per year. AUA are good to deal with over the phone - it was always the same Scottish lady - but with their amateur policy you hit premium rates for items exceeding £2,500 so it's not exactly tailored to Leicas.  I never had to claim so I can't help with that.  Pete.  Same here - AUA good company to deal with but took out Aviva Distinct Personal policy which covers all my photo equipment on contents element for 50% of AUA price. Luckilly never had to claim on either policy yet so not tested them on that element of it. Link to post Share on other sites More sharing options...
chris_tribble Posted November 23, 2012 Share #19 Â Posted November 23, 2012 Aaduki cover mine http://www.aaduki.com/. When I did the research it was the best price for the amount insured. I also buy 3rd party cover from them - this is something we all need to consider if we do professional work (or even amateur work with community groups etc). I have had to claim from them (M8 body + 28 cron asph / 75 lux) and they were excellent - full new cost paid out. Â The critical issue for me was the total value of the equipment to be covered. With 2 M bodies + lenses and, in my case, 2 Canon 5 series bodies + L lenses, it rapidly amounts to a frightening amount of money! Â The other thing that people in the UK might need to consider is a Criminal Records check! I needed to have this done in order to work with children under 18 and vulnerable adults. Tedious, but not a big hassle to do and it can mean the difference between getting a job and not. Link to post Share on other sites More sharing options...
microview Posted November 27, 2012 Share #20  Posted November 27, 2012 As named items under my household policy, Andy. Pete.  +1 Link to post Share on other sites More sharing options...
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