M9 with noctilux gone!

[adan]

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I have my own thoughts about the various socio-cultural-criminal-purchasing issues raised in this thread, but I'm keeping them to myself. It isn't the place for anything but constructive advice (of which there has been some) - or silence (if you have none to offer).

 

I would note - as a practical matter - that in an hour, probably from a dozen to 50 people (employees and patrons) walked past that table, so I would not jump to conclusions about a "prime suspect". It can lead to an investigation biased in the wrong direction. Anyone with opportunity should be a suspect. That is the approach the redacted authorities will take, if professional.

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[sm23221]

The opportunity was there and an unscrupulous person took advantage of it deleted. I feel for your loss and hope you recover it.

[elansprint72]

Even if you did have insurance, I would be surprised if they just paid out on a camera which was left behind. It is like leaving the keys in your car; they will not pay out on that.

[dsnyc]

You should carefully read your policy limitations . Jewelry and guns are a special category on some policies with all other personal articles being handled differently.

 

I agree with Roger on this. My Allstate policy has cameras in a separate category. I don't recall the maximum per article amount, but I know it is more than $250. That said, I also have a rider that specifically covers my M9 and Summilux up to replacement value. It reimburses for theft even when I am travelling internationally.

 

David

[anupmc]

Personally, I would have gotten the Police and restaurant owner involved immediately and investigating the very same day you lost the camera.... It wouldn't surprise me if somehow suddenly the camera had turned up found by a staff.

 

I don't mean to come across as sounding preachy, and no disrespect meant, but why would you rush out and buy another set before exhausting all avenues?! That you can afford to is fantastic for you and it's "only" a camera, but it would seem you put little value to your possessions, especially one that appears so important to you.

[swamiji]

Personally, I would have gotten the Police and restaurant owner involved immediately and investigating the very same day you lost the camera.... It wouldn't surprise me if somehow suddenly the camera had turned up found by a staff.

 

I tend to agree, As soon as I noticed the camera went missing, deleted, I would immediately call the police and raise a a major fuss, in the restaurant. If nothing else to get a police report to give to my home owners insurance agent. But more than likely, perhaps they would take a better look in lost and found....

[faraz]

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Personally, I would have gotten the Police and restaurant owner involved immediately and investigating the very same day you lost the camera.... It wouldn't surprise me if somehow suddenly the camera had turned up found by a staff.

 

I don't mean to come across as sounding preachy, and no disrespect meant, but why would you rush out and buy another set before exhausting all avenues?! That you can afford to is fantastic for you and it's "only" a camera, but it would seem you put little value to your possessions, especially one that appears so important to you.

 

This happened about 2 or 3 weeks ago. I went to the restaurant multiple times, trying to reach the manager (its a chain with about 5 or so restaurant nationwide so no owner on site) and they told me the manager was on vacation and would call me next day (he didn't). I went there several times raising the fuss and finally gave up because they were not taking me seriously and I didn't think I could call police for leaving a camera there on my own. I finally had enough courage to write about it here as I feel like a fool and hate coming across as someone with a lot of money, when in fact I have been working 70 hour weeks for last 3 weeks to partially finance the replacement parts. With the feedback you guys have provided, I am going to speak to redacted Police as soon as I get back in town but until now I didn't think this was a police or insurance matter partly due to the puny coverage provided by insurance and partly due lack of time on my part in addition to the ingrained reluctance to speak with police full stop.

 

So just to put this to rest, I value my possessions very much but I also don't believe in crying over split milk, I have the means to work harder to finance the replacements and I chose to spend my time and energy in that direction, which comes with the added benefit of getting me out of the initial bout of depression I had about this whole saga. Does this make sense?

[erl]

Faraz, I will not comment on the past event other than to say it gives me nightmares thinking of my equivalent outfit suffering such a fate. I wish you well with recovery efforts and do take the good advice offered by others.

 

Since you have already replaced the gear, dispel your depression by going out and taking pictures with the new gear. That will lift your spirits. Good luck.

[alexc]

Check your home policy. I had similar story (digilux 2) reported it to my home insurance. They asked for police report, invoice etc.Claim was approved with no problems. I purchased new camera and got reimbursement. It was a small hassle, but at the end I did not suffer any financial damage.

[artspraken]

I feel very sorry for your loss.

[diogenis]

Faraz, I also dropped to this thread this last minute and read all these details of this unfortunate incident. Of course you need to inform the local police and they should do everything they could to find the stolen item. The item IS stolen because him who took it, possess it illegally.

 

As for insurance, I am certain that you can insure your new equipment just as you can insure almost anything. Do it, if you lose things easily, for whatever the reason. It is just a wager that you place with the insurance company.

[m8point2]

How in the world did you get a new M9 and Nocti so quickly?

It seems like there are many people who have been waiting for months.

 

el

[viramati]

Personally I would have informed the police straight away after all you are talking about £11000-12000 worth of equipment and even though you left it on the table someone then stole it rather than hand it in to the management. I would have thought it reasonable for the police to question anyone who had been there at the time

[hans_za]

Hello!

I'm horrified about the story, but also a bit astonished about your reaction. For me it does't make any sense to go to the police just 2-3 weeks later after this has happened.

Did you ever went to the lost property office?

Regards

r.

[harryzet]

where`s the problem? you lost you m9 with nocti, but now you have another one. go out, take photos

[glenerrolrd]

It is too bad that this was a chain . Most do not allow anyone at the location to make any decisions and they rely on their legal ,human resource or customer service departments to handle issues. The manager (if you can even really identify one) wants to avoid any problems and in my experience will not want to be involved. You have limited options . Had it been a owner operated facility you might have some success by pursuing the owner.

 

My experience is filing a police report (in the USA)..... generally nothing will be done. You lost your camera and I doubt that they would make any efforts to follow up. But having a record of it might help if (1) you decide to make an insurance claim (2) you choose to consider it a casualty loss for tax purposes and/or (3) you are able to locate it on the resale market.

 

Even if you are able to find it on the resale market ..don t count on getting it back or getting any help in making a claim. You are wise to move on but having a police report is worth it at a minimum for tax purposes.

[andybarton]

I find it amazing that you can set aside lost or mislaid kit for tax purposes.

[richfx]

rcerick, you are free to agree or disagree with Bill, as he is free to express an opinion, but you are not free to directly abuse any member personally. This applies to everyone btw.

 

Humble apologies, Earl. You are absolutely right. I just couldn't believe what was written - total incredulity.

Rich

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[michael_b_elmer]

With regard to criminal law and the police: Trafficking in lost and found is a criminal offence of its own in many jurisdictions. In others it is included it in the crime of theft.

 

Whether your home insurance or other insurance will cover your loss depends on your agreement with the insurance company, the socalled insurance policy. In most countries home insurance policies are standardised in order to protect consumers. Loss by theft would normally be covered, whereas loss by the owners forgetting an object would normally not be covered.

 

The definition of theft in insurance law is not necessarily the same as in criminal law, even in the same country, and most home insurance policies would probably only cover theft from locked rooms, locked luggage compartments, etc., whereas the loss by another persons unjustified taking of an object belonging to you in an open area would only be covered under special circumstances (in my country you must shout: "Theft - stop the thief" three times in order to have such loss covered, and the insurance company would then probably try to find other reasons not to pay in such cases, in order to prevent the insurance from becoming an automatic money distributor).

 

An all-risk insurance covering the loss of a M9 with Noctilux also where the owner simply has forgotten it would probably be extremely expensive and difficult to obtain.

 

IN conclusion, you must report such loss to the police and to your insurance company as soon as possible.

[lct]

...most home insurance policies would probably only cover theft from locked rooms, locked luggage compartments, etc., whereas the loss by another persons unjustified taking of an object belonging to you in an open area would only be covered under special circumstances ...

... excluding generally damages arising out of the fault or negligence of the assured.