Insurance

[Rono1]

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Can anyone recommend a good insurance company in the U.S. to insure camera and lenses? Thank you.

[Jack_Flesher]

State Farm writes what's called a personal articles policy -- I'm sure most other carriers do as well.

[gdi]

I use these guys:

Tom C. Pickard & Co., Inc.

 

Here is the photographer's insurance page...

TCP & Co., Inc.

[tbarker13]

I think many carriers offer personal articles policies. I used to have one with Travelers. But now have one with State Farm. Not terribly expensive for the peace of mind.

[dseelig]

If you want professional insurance call the Hartford I have had 2 claims in the last 3 years totalling 4300 dollars no raises in my premuims. Do not stick it on you r homeowners policy any trouble and yor premiums will raise.

[Rono1]

thanks a lot, all. 'ppreciate the suggestions.

[KM-25]

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I use these guys:

Tom C. Pickard & Co., Inc.

 

Here is the photographer's insurance page...

TCP & Co., Inc.

 

Same here, have over 50K insured with them...

[woodyspedden]

I use State Farm as well and it cost me about $400 to insure $35K worth of M gear

 

Woody Spedden

[Bill W]

Scheduling your equipment usually means no deductible at the time of loss but you are paying for this. Scheduling means you are paid what the item is insured for. You need to make sure you keep the values up to date since scheduling items in Texas does not mean you receive the replacement value. In Texas if you do not schedule your equipment then you will receive the replacement value but there is a deductible.

The other advantage of scheduling is that you have "idiot" coverage meaning it will pay no matter what the cause of the loss. The premiums are higher if you are a professional photographer meaning there is obviously more exposure to loss that the casual amateur.

[ho_co]

Thanks for the thread! Bill, thanks for the Texas info as well!

 

--HC