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Current market value of lenses no longer made for robbery?


jamriman

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Regrettably I was robbed all my current and rare lenses. Fortunately I will be reimbursed the current market value from my house insurance. The lenses are:

Nocti f/1

Tri-elmar 28-35-50 latest

50 ASPH lhsa lux BP

Any advice would be appreciated. Thanks!

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Sorry to hear of your loss.

Any reputable dealer should supply you with a written valuation. The problem is that none are available new. The dealer should be able to state last list price, but will that be enough at today's prices?

Discuss!

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Why should one need to explain the reason of ownership to an insurance company?:confused::confused: They don't ask why you drive a Bentley instead of a Hyundai.

 

Your insurer will ask for proof of purchase/ownership when you submit your claim. Therefore if the underwriters accept the claim then they should pay out on a like for like basis. There should be no reason for anyone to have to explain why you need such a lens.:)

 

Best wishes

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I think he means to point out to the insurer that it was a special edition (therefore worth more presumably) so he gets another LHSA lens or compensation for it.

 

Read your insurance policy. It may replace new for old (or nearest equivalent), or current market value for said items.

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Why should one need to explain the reason of ownership to an insurance company?:confused::confused: They don't ask why you drive a Bentley instead of a Hyundai.

 

It's nothing to do with reasons for ownership, it's about substitutability. Even a pen-pusher in an insurance company knows there is a difference between a Bentley and a Hyundai, but the difference between an ordinary black Summilux ASPH and the LHSA version is more subtle and best made clear by the valuer at the outset.

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Getting a dealer to help you value them is important ..but I would have my own information as well. When I work with my dealer to value used items ..we start with the completed (sales) on ebay . Hopefully you can find enough examples . We throw out the high and low sales and average the others . Thats as close to FMV as you can get ..what similar lenses are actually changing hands at .

 

Other good sources are KEH ,camera west ..both have large used equipment businesses .

 

Your biggest issue will be proof of ownership if you didn t buy them new and explaining the significant increase in values .

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