Insurance for Q3 in UK

[Ian Piper]

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I don't generally insure my cameras separately as they are covered by my home insurance, but I am thinking of taking out a policy to cover my Q3. Do any UK forum members insure their Leica kit, and if so can you recommend an insurance provider?

Thanks,

Ian.

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The Leica Q3 is available for pre-order at B&H Photo Video and Adorama

[newtoleica]

Simplest and cheapest to add it as an 'all risks named item' under your house policy.

[Hans-Dieter Gülicher]

Since about 65 years I am running around with my big boys (today M 10-R, S3 etc.) not only in Europe. There was never an insurance and I had never a problem.

[FusionX.Photo]

2 hours ago, Ian Piper said:

I don't generally insure my cameras separately as they are covered by my home insurance, but I am thinking of taking out a policy to cover my Q3. Do any UK forum members insure their Leica kit, and if so can you recommend an insurance provider?

Thanks,

Ian.

Glover and Howe in Colchester are very good but not cheap, had to claim for a Macbook recently, straightforward, fast payout. I've got all of my gear insured with them plus public liability as an add on. Have to specify anything worth over £1000 and give serial numbers.

[dkCambridgeshire]

4 hours ago, Ian Piper said:

I don't generally insure my cameras separately as they are covered by my home insurance, but I am thinking of taking out a policy to cover my Q3. Do any UK forum members insure their Leica kit, and if so can you recommend an insurance provider?

Thanks,

Ian.

A fireproof safe e.g., a gun cabinet, bolted to the floor / wall. Nearly all non-collectible cameras are depreciating assets and cumulative insurance premium costs will eventually exceed their values. I stopped insuring my cameras years ago. 

[Marc B-C]

I agree with what @newtoleica says but also ask what do you think you will gain by stand alone insurance?

[Ted Lemon]

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Hi Ian - I am in the UK and insure my Leica kit with https://www.eversure.com.  Primarily for travel purposes. 

[andybarton]

I used to have my cameras insured separately, via a specialist insurer, but the cost was absolutely ridiculous. It was about £50 per month IIRC and I don't have collections like a lot of folk here do.

So, I just put them onto my household contents insurance - worldwide cover, new for old replacement - and it hardly made any difference to my premium. Certainly not an extra £600 per year. (That's via AXA, btw)

If you're a professional, you will need to have the usual business insurances and public liability etc, so that's a different matter completely.

[Ted Lemon]

Understand Andy.  I keep my insurance separate for various reasons  - my costs are  £341.18

For: 

 

The policy benefits included in your quote;

Total Equipment: £31,500
Worldwide: 30 days per trip
Theft and Accidental Damage: Included 
Accidental Loss: Included
Equipment Excess: £200
Mobile Phone and Tablet: £1500