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Leica Equipment Insurance


portocar

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I could really use any information regarding equipment insurance. What is the best company to use? What is the best policy? What are the specific policy items to watch out for? Does anyone have an Insurance Rep they can recommend?

 

More importantly, I would like to be covered when travelling outside the USA.

 

Thanks in advance.

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Nestor,

I added my M8 and 28/2.0 to my homeowners policy, I was quoted an annual cost of $18/1000 value. If you are a commercial photographer you'll have to use a commercial insurer.

good luck

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That varies per country. I have a tip for Dutch amateur owners: join the Fotobond and take the collective insurance. That is not of any use for the USA though.:(

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My home insurance is with a mutual company and they don't insure cameras that are also used professionally.

 

I got a special policy for my cameras, everything covered, $500 deductible. For 2 M's, a D2, an M8, and 6 lenses, it's about $500/year.

 

My insurance agent specializes in arts and entertainment insurance. If you contact me offline, I will give you his info.

 

Regards,

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My insurance company offers a "Valuable Personal Property" policy for non-commercial use of camera equipment, etc. The VPP is separate from a standard homeowners policy and has no deductible. Just yesterday, in advance of a trip overseas, I ensured my Leica equipment for an annual premium of $159. I suspect that many insurance companies offer similar products, although the price no doubt varies.

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I could really use any information regarding equipment insurance. What is the best company to use? What is the best policy? What are the specific policy items to watch out for? Does anyone have an Insurance Rep they can recommend?

 

More importantly, I would like to be covered when travelling outside the USA.

 

Thanks in advance.

 

as someone who sells insurance in illinois (usa) if you use the camera commercially you will need a commercial policy.

if it is for personal use only then a rider on your homeowners/condominium/renter's policy can be added as an all risk rider and you are good to go

 

my carrier charges $50/$1000 on my current homeowners policy which covers me and my equipment anywhere in the world from any loss with no deductible.

 

your premium will be different depending on your policy- check w/your agent

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