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How to pay when buying Leica in London


JohanS

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Thanks for your reply Georg!

 

And yes, it's a serious question as a M with a few lenses quickly comes ut to between 15 an 20 k GBP. With this amount of money I think I need about three cards (two new ones) and that's a bit unpractical. I agree cash is bad! Could bank transfer be an option?

 

Regarda

Johan

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I used my debit card. It was no skin off my nose really, since I always pay my credit card off completely every month, so the funds needed to be in my bank account anyway. That way, the dealer had much lower charges to pay. I thought it might be just a small way of helping an independent dealer who I like very much.

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You can transfer the required amount of money to your credit card beforehand and notify the CC company of the impending transaction.

Equally you can ask your bank to remove the withdrawal limit it is there for security reasons) from your debit card temporarily.

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Johan -

 

Welcome to the Forum.

 

One other thing to consider: The more credit cards you have, the lower the credit limit will be on the new cards, and possibly, when you renew your existing card, that credit limit might drop, too. The debit card idea mentioned above sounds like the best solution for you.

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I don't know if it's the same in every jurisdiction but if you pay with a UK issued Credit Card and something goes wrong (say a vendor goes out of business and you don't get your goods), the credit card company is liable and you will get your money refunded.

 

Lots of credit cards also offer 90 days insurance on purchases, which may or may not be helpful.

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BTW - never do this for mail order; you don't have the same protection as with a credit card.

I had to to take a bicycle shop to small claims court to get money back following months of excuses/lies and non delivery on some hand built wheels.

 

Yes, a point well worth re-stating; in the UK only use a debit card with dealers you trust, otherwise you don't have the protection under the Consumer Credit Act given by a credit card.

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I would ask Red Dot beforehand. If the cards are not issued by UK Bank, for the large sums involved they may not get through fraud/money laundering checks unless you have pre-arranged with card issuer. You also need to check they have everything and reserved for you.

Red Dot are dealing with non UK residents all the time and have plenty of experience so are the best people to ask,

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Thank you everybody for all your help and interest in my problem.

 

With a dealer of Red Dot's standing you could even consider pre-paying by bank transfer.

 

Bank transfer sounds interesting and would solve many of my problems. But can I trust Red Dot (for me this is a lot of money...)?

 

 

Regards

Johan

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Do you have a credit card?

 

Can you check how you are covered by them in the event of a disaster? (which won't happen)

 

I don't buy a lot of Leica stuff compared to many people here, but if I do, I buy from Red Dot or my local dealer in the NW of England.

 

I trust both of them to give me a good deal and great service and neither have ever let me down.

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