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insurance?


graphictree

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A simple problem? Well, maybe...

 

Leica kit tends to be a teeny, weeny bit expensive and all the insurance companies I've spoken to pass out in terror when I say I want £4500 worth of insurnace for stuff that will be travelling around the world with me. If they recover enough to actually give me a quote it's astronomical (to match the Leica?). Usually they insist that they'll only cover up to £500 for each claim which is next to useless...

 

Last time I went to China I was just very brave (or foolish) and went without insurance but I'm not keen to do it again...

 

How do other people manage?

 

TIA

 

gareth

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Gareth,

I have special insurance for most of my M travel kit:: M6. 35'luxASPH. 50 Elmar and 90 Elmarit. I ursually bring a CV25 too and have decided it is not worth the cost to add it to the policy. Same goes for othet bits and pieces like hand held meter, and all the othet odds and ends I stuff into the BIllingham.

 

- Carl

 

Edit: Forgot to add that I've set it up though the insurance company I've done everything else with; the kids, the wife, cars, house, life etc.

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Sorry, my experience is for the US, but I have two kinds of coverage.

 

1. I have my cameras on a separate rider on my homeowners policy. This policy only covers non-commercial usage.

 

2. In addition, I have what is called a "commercial policy" in the US. It covers up to $25,000 of owned and rented equipment any time I do commercial work. It has a $500 deductible, and covers loss, damage, and the works. I obtained this from an insurance broker who specializes in arts coverage. You might check with companies who rent video equipment -- that's the guy who pointed me in the right direction. It covers a year of liablity and costs me $500 a year in premiums.

 

G'luck and enjoy the M8.

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My leica kit is covered up to GBP10k per incident as part of my household all risks policy as a specified item. As I am not a pro photographer, that is fine - different though if it's your job. In fact, we got burgled last year and had my R9/DMR stolen - all replaced under insurance. Speak to your insurance broker.

 

Charlie

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Photoguard.co.uk offer professional and amateur/semi-pro policies. I've not made a claim but dealing with them is certainly easy. Even on an amateur/semi-pro policy they'll insure a camera body to £5k and then the lenses. I pay £250 approx for about £9k coverage on Canon stuff.

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